Products & Services

Finance Lease

Finance Leasing is a common finance method used by Australian companies irrespective of size.  With ongoing investment by industry in technologies that have obsolescence factors, Finance Lease is popular for plant and equipment that has a high retained value at the end of the lease term.  Under a Finance Lease residual values are set in accordance with the depreciated value at the end of the lease term. Terms are available up to 10 years and longer for special projects.

Asset Purchase (CHP)

Also known as CHP, this method is used by companies that prefer to amortise the principal debt over the selected term. Financing under CHP can also be structured with balloon payments if required. Conventional terms are up to 5 years.

Term Rental Finance

A large number of companies, including public sector authorities use Term Rental Finance where technology is advanced and ownership is unnecessary. This product allows amortisation of the borrowing, is flexible for upgrading and adding services, and the facility rentals are fully expensed. Obsolescence factors dictate the use of Term Rental as the customer moves to the latest available business technologies. Terms are available to 5 years, and up to 10 years for Public Sector Authorities.

Operating Lease (Off Balance Sheet)

Operating Lease can be provided where the ownership of the equipment is of less importance than its use.  Examples include special projects that will only require the use of the equipment for a limited time.

Major Corporation